Ubank Money App
3.9star
11.5K reviews
1M+
Downloads
Everyone
info
About this app
Ubank is an everyday money app with banking and budgeting tools that help you get ahead with money.
Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.
No matter where you’re starting from, ubank has loads of savvy features to help you do everyday money better, including:
- No monthly fees and no overseas or international transaction fees from ubank.
- Easy to unlock bonus interest on Save accounts, with a monthly $200 deposit (on balances up to $250K per customer). Withdraw money without affecting your bonus interest rate.
- Connected Accounts, to display your other bank accounts and their balances in the ubank app.
- Instant digital cards so you can start spending straight away with your digital wallet.
- Bill prediction to notify you when your regular expenses are coming up.
- Shared Accounts for rent or romance, so you can share money with your partner-in-finance.
- Save Targets with an Autosave option, to help you save like a machine for your goals.
- A Spending Footprint that tracks your spending in easy to follow categories.
Ubank also supports you in the big moments, with flexible home loans for owner-occupiers, investors, and refinancing your loan. Apply with ubank for a comfortable loan with easy application, fast approval and great customer support along the way.
Download the app and get started in minutes with a Spend and Save account.
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Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.
Ubank is open to Australian citizens and permanent residents aged 16 or older, with at least one form of ID (Australian driver licence, passport, Medicare card or birth certificate).
This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you.
Read our General Terms at ubank.com.au/general-terms
Read our Target Market Determinations at ubank.com.au/tmd
Read our Bonus Offer terms at ubank.com.au/join-ubank
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.
No matter where you’re starting from, ubank has loads of savvy features to help you do everyday money better, including:
- No monthly fees and no overseas or international transaction fees from ubank.
- Easy to unlock bonus interest on Save accounts, with a monthly $200 deposit (on balances up to $250K per customer). Withdraw money without affecting your bonus interest rate.
- Connected Accounts, to display your other bank accounts and their balances in the ubank app.
- Instant digital cards so you can start spending straight away with your digital wallet.
- Bill prediction to notify you when your regular expenses are coming up.
- Shared Accounts for rent or romance, so you can share money with your partner-in-finance.
- Save Targets with an Autosave option, to help you save like a machine for your goals.
- A Spending Footprint that tracks your spending in easy to follow categories.
Ubank also supports you in the big moments, with flexible home loans for owner-occupiers, investors, and refinancing your loan. Apply with ubank for a comfortable loan with easy application, fast approval and great customer support along the way.
Download the app and get started in minutes with a Spend and Save account.
---------------------------------------------------------------------------------------------------------------------
Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.
Ubank is open to Australian citizens and permanent residents aged 16 or older, with at least one form of ID (Australian driver licence, passport, Medicare card or birth certificate).
This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you.
Read our General Terms at ubank.com.au/general-terms
Read our Target Market Determinations at ubank.com.au/tmd
Read our Bonus Offer terms at ubank.com.au/join-ubank
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted
Ratings and reviews
3.9
11.2K reviews
Hayley
- Flag inappropriate
28 March 2023
I spent a while on the phone to Ubank, who notified me seccurity code push notifications are not available with the 'new' app (supported by the previous app) Bad news for anyone overseas.. it is not a travel friendly bank option (as they advertise) if you're overseas you will now need to have roaming on everytime you internally transfer money etc. to receive a code to your Aus number. They suggested I deactivate my account and just use a different bank. Just FYI to any travellers!
13 people found this review helpful
ubank
18 March 2024
Hi Hayley, we're sorry to hear this. There are some instances that require an SMS security code - including logging in on a new device or sending funds to a new Payee. This is not required when logging in on a trusted device or sending funds to an existing contact. We've now noted your feedback and passed it on to our team.
Eboni Williams
- Flag inappropriate
- Show review history
14 May 2024
App was working great until the recent update. Now it won't log into my account, both biometric and passcode don't work to login since updating. I get the same message I was getting when the update dropped - 'error something seems to have gone wrong. try again later'. Can someone please help. Thinking I might have to uninstall then reinstall to see if that works. Will update app stats, whether it's still the same or working again.
ubank
15 May 2024
Hi Eboni, thank you for the 5 stars! We'd like to assist you with getting back into your app, please send us a private message via our Facebook/ Instagram or X (formerly Twitter) account, and we'll take a closer look.
Jacoub Abboud
- Flag inappropriate
8 May 2024
great UI, awesome progress graphs, all of them are live also. customer support, EVEN ON THE WEEKEND! Super friendly and helpful, and I was barely on hold! would recommend to anyone
ubank
9 May 2024
Hi Jacoub, thanks so much for the review 😊. Glad to hear you're enjoying the app and service so far! If there are any features or functions you'd like to see, please let us know.
What's new
You know winter is coming when Sean Bean says so. But if you can’t find him, you can usually tell by all the bugs that start to creep into your house for warmth. New features often come with a few bugs, and we’ve rolled out a lot of new features recently - so we’ve done a little pest control this fortnight.
